Flood Damage vs Water Damage

2/21/2020 (Permalink)

Flood Damage vs Water Damage

The terms “Flood damage” and “Water damage” are commonly used in the restoration industry. Most people would hear these terms and assume they mean the same thing; however, they actually have some key differences!

According to the National Flood Insurance Program, a flood is defined as: “A general and temporary condition of partial or complete inundation of 2 or more acres of normally dry land or, of 2 or more properties from:

• overflow of inland or tidal waters
• unusual and rapid accumulation or run off of surface waters from any source
• Mudflows
• Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above.”

The defining factor that separates flood damage from water damage is pretty simple; it all depends on where the water comes from. Flood damage comes from natural sources. Water damage comes from inside the home (dishwasher leak, washing machine overflow etc.).  

Knowing the difference between flood damage and water damage is not only important for mitigation purposes, but for filing insurance claims as well! Make sure you know what type of loss your insurance covers in case you find yourself dealing with water or flood issues.

When it comes to water damage, flood damage, or any other type of damage, you can count on SERVPRO of Maui to restore your home or business. We have professional crews available 24/7, and advanced equipment on hand to make the damage “Like it never even happened.”